Ensure your information stays where it belongs—safe and sound.
Information security from MidFirst Private Bank
Thanks to the Internet, access to information, entertainment,
credit and financial services and everyday goods and services is
readily available. However, the same Internet can afford someone
the opportunity to improperly access your personal information and
damage your finances and reputation.
Your information security is paramount to MidFirst
Private Bank and there is a great deal to consider in helping
minimize your risk. Included in the information below, you will
find not only some of the security measures MidFirst Private Bank
is taking, but also what you can do to help protect yourself.
Below is a brief description of methods thieves may try to use
to victimize your financial information and suggestions on how to
minimize your risk.
Phishing is an online scam that involves fake emails designed to
trick you into providing your personal information. For your
safety, MidFirst will never ask for personal information from an
Phishing is a scam that uses fake emails and web sites to trick
recipients into giving away their personal information such as
credit card numbers, Social Security numbers and online banking
user names and passwords. The most common attack is to receive an
email appearing to be from a reputable organization with a link
that actually takes you to an attacker's web site where your
personal information can be recorded.
With identity theft, a thief will use your stolen identity to
obtain credit or take other actions that can harm your
Identity theft victims have had personal information stolen and
used to commit fraud or obtain credit. Thieves will use credit card
numbers, Social Security numbers, addresses or phone numbers to
open a credit card or bank account, allowing for fraudulent
purchases and other criminal activities. For the victim, correcting
the damage can be costly and time consuming.
Software threats like viruses, worms and trojans can attack your
computer rendering it unusable or leaving your information
accessible by someone else.
Viruses are programs that either hide inside other programs or
move through email messages to infect your system. To protect your
computer from viruses, you should be using anti-virus software. You
can buy anti-virus software online or from a computer store.
Vendors update their software everyday so make sure your software
is set to update automatically. Monitor your anti-virus software to
be sure it does not lapse.
Worms run across networks to find vulnerable systems that it
will copy itself to and begin scanning from that system, infecting
Trojans pose as legitimate programs but will actually put your
computer and your information at risk.
Spyware is a category of program that gathers information about
your patterns, such as websites you visit, your bookmarks or search
phrases you use. Symptoms of Spyware include a change in your home
page, an increase in the number of pop-up windows, being directed
to search pages you do not normally use or getting search results
that do not match your request. Products from the major anti-virus
vendors are usually the safest option to detect spyware and they
can be configured to update automatically when new capabilities are
Bogus Check Scams
Bogus or fraudulent check scams involve the use of counterfeit
checks to be deposited into your bank account with the intention of
collecting the funds before your bank can determine that the items
Internet based job opportunities with a "signing bonus"
The fraudulent hiring company claims to not have a United States
bank account and asks the new employee to deposit the company's
cashier's check or a check from a U.S. based vendor into their
personal checking account. The new employee is then instructed to
keep the "signing bonus" and possibly the first month's wages and
wire the remaining funds to an overseas account. The original check
is not legitimate and the scam is discovered after their bank tries
to collect from the overseas account.
Internet based auction sales
The overseas buyer or winning bidder may send a cashier's check
in excess of the sale amount to cover shipping. The seller is
instructed to wire the remaining funds to an overseas account. In
some cases, the sale is canceled after the payment is deposited but
before the merchandise is shipped, with the buyer asking that a
full refund be wired back.
Visit MidFirst Private Bank's Security Measures for more information
on how we help keep your information safe, including Secure Sign-On
for Internet banking.
For more information on how to protect your information while
online, read more about what you can do to
protect yourself or
what to do if you are victim.
Resources where you can obtain information regarding computer
safety, latest threats, what to do if you are victimized and how to
obtain your credit report.